Terms and Conditions

Updated: January 25th, 2019

PLEASE READ THESE TERMS AND CONDITIONS ("TERMS", "TERMS AND CONDITIONS") CAREFULLY BEFORE USING THE CANADIAN ETFS RESEARCH AND PORTFOLIO TOOL (http://etfrpt.ca) WEBSITE (THE "SERVICE").

YOUR (“CLIENT”, “YOU” AND “YOUR” REFERS TO YOU, THE PERSON ACCESSING THIS WEBSITE AND ACCEPTING THE COMPANY’S TERMS AND CONDITIONS) ACCESS TO AND USE OF THE SERVICE IS CONDITIONED ON YOUR ACCEPTANCE OF AND COMPLIANCE WITH THESE TERMS. THESE TERMS APPLY TO ALL VISITORS, USERS AND OTHERS WHO ACCESS OR USE THE SERVICE.

BY ACCESSING OR USING THE SERVICE YOU AGREE TO BE BOUND BY THESE TERMS. IF YOU DISAGREE WITH ANY PART OF THE TERMS THEN YOU MAY NOT ACCESS THE SERVICE.

Disclaimer

The content on this website is for informational purposes only. We aren't investment advisers and aren't trying to sell you securities. You're fully responsible for your trading/investment gains and losses. As with most of other securities there is a high degree of risk involved in investing in ETFs.

Past results are not indicative of future returns. The Service and all individuals affiliated with this site assume no responsibilities for your trading and investment results. All the information provided on this web site, including performance indicators, model portfolios, and portfolio builder results are for educational and informational purposes only and should not be construed as an investment advice.

The information provided on this web site is derived from the information supplied by the sources that are believed to be reliable, but we do not warrant its completeness or accuracy, or warrant any results from the use of the information.

Your use of the information provided by the Service is entirely at your own risk and it is your sole responsibility to evaluate the accuracy, completeness and usefulness of the information.

You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

Investing in Exchange Traded Funds (ETFs) involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources. You may lose all or more of your initial investment.

The Service is not an investment advisory service, is not an investment adviser, and does not provide personalized financial advice or act as a financial adviser. None of the information provided in the website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation or sponsorship of any company, security, or fund.

The information on the website should not be relied upon for purposes of transacting securities or other investments. You hereby understand and agree that the Service does not offer or provide tax, legal or investment advice and that you are responsible for consulting tax, legal, or financial professionals before acting on any information provided herein.

All persons and entities (including their representatives, agents, and affiliates) contributing to the content on this website are not providing investment or legal advice. Nor are they making recommendations with respect to the advisability of investing in, purchasing or selling securities, nor are they rendering any advice on the basis of the specific investment situation of any particular person or entity. All information on this website is strictly informational and is not to be construed as advocating, promoting or advertising registered or unregistered investments of any kind whatsoever. The information provided on this website is provided “as-is” and is not guaranteed to be correct, complete, or current. The sole purpose of the Service (including, but not limited to, the contents of this website and any oral or written presentation made in any way referring to or relating to the Service) is to provide information which could possibly be used by a person or entity in discussions with his/her/its investment advisers and/or investment decision makers and does not function as a substitute for the advice of an investment adviser. You should consult with your own trusted financial professionals before making any investment or trading decisions.

The Service makes no warranty, express or implied, about the accuracy or reliability of the information on this website or on any other website to which this website is linked. Your use of this website is at your own risk. In addition, if you use any links to other websites, you do so at your own risk and understand that such linked website is independent from the Service. The Service does not endorse such linked websites and is not responsible for the contents or availability of such linked websites. These links are provided only as a convenience to you. The Service is not responsible for any loss, injury, claim, liability, or damage related to your use of this website or any website linked to this website, whether from errors or omissions in the content of our website or any other linked websites (e.g., injury resulting from the website being down or from any other use of the website).

Any information that you send to us in an e-mail message is not confidential or privileged, and the Service may use any information legally provided to us for any legal purpose.

Owners, employees, agents or representatives of the Service may have interests or positions in securities listed herein. Specifically, such individuals or entities may buy or sell positions, and may or many not follow the information provided on this website. Some or all of the positions may have been acquired prior to the publication of such information on the website, and such positions may increase or decrease at any time. Any opinions expressed and/or information on this website are statements of judgment as of the date of publication /or/ circulation on the website, and such opinions and/or information are subject to change without further notice. Any such change may not necessarily be made available immediately on this website or elsewhere. None of the materials or advertisements herein constitute offers or solicitations to purchase or sell securities of the company profiled herein.

In addition, certain trades may result in a loss greater than your entire investment. Always perform your own due diligence and, as appropriate, make informed decisions with the help of a licensed financial professional. the Service makes no warranties or guarantees as to our accuracy, the profitability of any trades which are discussed, or any other guarantees or warranties of any kind. You should make your own independent investigation and evaluation of any possible investment or investment advice being considered.

Commissions, fees and other costs associated with investing or trading may vary from broker to broker. You should speak with your broker about these costs. Be aware that certain trades that may be profitable for some may not be profitable for you, after taking into account these costs.

Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

Cookies

We employ the use of cookies. By using My Site's website you consent to the use of cookies in accordance with the Service's Privacy Policy. Most of the modern day interactive web sites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate / advertising partners may also use cookies.

iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Web site.

Reservation of Rights

We reserve the right at any time and in its sole discretion to request that you remove all links or any particular link to our Web site. You agree to immediately remove all links to our Web site upon such request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuing to link to our Web site, you agree to be bound to and abide by these linking terms and conditions.

Removal of links from our website

If you find any link on our Web site or any linked web site objectionable for any reason, you may contact us about this. We will consider requests to remove links but will have no obligation to do so or to respond directly to you. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up to date.

Content Liability We shall have no responsibility or liability for any content appearing on your Web site. You agree to indemnify and defend us against all claims arising out of or based upon your Website. No link(s) may appear on any page on your Web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by etfrpt.ca.

etfrpt.ca has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that etfrpt.ca shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us via the "Contact Us" section of the Website.